Team image or 3D scene — add Spline here
Our Story

Started in 2010 with one group of 20.

Our founder grew up in a family where chit funds were a way of life. When he saw how many informal chit groups were failing — leaving hardworking people without their savings — he decided to do it right.

Sri Ishwariyam Chit Funds was registered as a formal chit fund company with a simple mission: run every group with complete transparency, pay every auction on time, and treat every member's money as if it were our own.

₹250 Cr+

Funds managed

12,000+

Members served

8

Branch offices

What drives us

Our values aren't on a poster.

They show up in how we run every single chit group, every single month.

Honesty over everything

We keep our books open. Any member can request a full audit of their group's transactions at any time. If we make a mistake, we fix it publicly.

People, not profits

Our commission is capped and transparent. We'd rather have 1,000 members who trust us completely than 10,000 members we cut corners with.

Long-term thinking

Most of our growth comes from referrals. That only works if every single member has a genuinely good experience — so that's what we optimise for.